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Know the 14-Day PIP Window

I Missed the 14-Day Deadline

If more than 14 days have passed, PIP may no longer apply — but you still have options:

  • Health Insurance: Use your personal or employer-provided coverage.

  • Bodily Injury (BI) Coverage: The at-fault driver’s insurance may still pay.

  • Uninsured/Underinsured Motorist (UM): Helps when the other driver’s coverage is low.

  • Attorney Support: A lawyer can pursue claims for uncovered costs.

We’ll help you review your coverage and start treatment immediately, so you don’t lose more time.

I’m Still Within 14 Days

If more than 14 days have passed, PIP may no longer apply — but you still have options:

  • Health Insurance: Use your personal or employer-provided coverage.

  • Bodily Injury (BI) Coverage: The at-fault driver’s insurance may still pay.

  • Uninsured/Underinsured Motorist (UM): Helps when the other driver’s coverage is low.

  • Attorney Support: A lawyer can pursue claims for uncovered costs.

We’ll help you review your coverage and start treatment immediately, so you don’t lose more time.